When an employee is injured on the job—in the course of doing their assigned work—their employer provides medical and financial aid through workers’ compensation funds. Workers’ compensation laws differ from state to state; however, in New Jersey, all corporations, partnerships, and sole proprietorships are required to have workers’ compensation insurance. Necessary doctor’s bills, lost wages, and even permanent disability payments are all covered by workers’ compensation laws, and must be provided by the employer. Although the employer and their insurance carrier are responsible for referring the injured employee to a doctor, it is possible to appeal the chosen physician should it prove necessary.

Frequent Questions

 


Q: What is Workers Compensation?

A: When an employee is injured on the job—in the course of doing their assigned work—their employer provides medical and financial aid through workers’ compensation funds. Workers’ compensation laws differ from state to state; however, in New Jersey, all corporations, partnerships, and sole proprietorships are required to have workers’ compensation insurance. Necessary doctor’s bills, lost wages, and even permanent disability payments are all covered by workers’ compensation laws, and must be provided by the employer. Although the employer and their insurance carrier are responsible for referring the injured employee to a doctor, it is possible to appeal the chosen physician should it prove necessary.


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